Fast approvals, multiple lenders, and honest terms for small businesses that need equipment — not excuses.
No endless paperwork. No waiting three weeks to hear no. Here's exactly how it works.
Fill out a simple application — takes about 2 minutes. Basic business info, what equipment you need, and how much you're looking to finance.
2 minutesWe run your deal through our lender network and come back to you with real options — not a single bank's answer. No application fee, no obligation.
24–48 hoursPick the terms that work for your business. We handle the paperwork and coordinate directly with the lender so you can focus on your business.
As fast as same dayWe know your industry and the equipment you run. That means faster decisions and structures that actually fit how your business works.
We're not a bank. We're not a broker who disappears after collecting your information. Here's what you can actually expect.
We tell you where you stand — fast. Most decisions come back within 24–48 hours. No weeks of waiting, no endless document requests.
A bank has one answer. We have ten. One application goes to our entire lender network — if one says no, we go to the next one.
We know excavators, vacuum trucks, and dental imaging systems. Lenders trust deals from people who understand the equipment. That helps you.
Up to $25M per transaction. Built for businesses that need real capacity, not a micro-loan program that doesn't move the needle.
We work directly with equipment dealers to offer financing at the point of sale. If you buy from a dealer we work with, we make it even faster.
If we can't help you, we'll tell you — and try to point you somewhere that can. No stringing you along for a deal that won't close.
Here's what lenders generally look for. If you check these boxes, it's worth a conversation.
No application fee. No hard credit pull to get started.
Getting started doesn't require a hard credit pull. We do a soft inquiry first to assess your options. A hard pull only happens when you're ready to move forward with a specific offer.
Banks have one underwriting model. Our lender network includes specialty equipment lenders, credit companies, and alternative lenders who evaluate deals differently. A bank no doesn't mean a final no.
Yes. We finance new and used equipment. Terms may vary based on age and condition, but used equipment is absolutely financeable in most cases.
We work on transactions from around $50,000 up to $25 million. For larger equipment portfolios, contact us directly to discuss structure options.
Application takes about 2 minutes. We typically have options back to you within 24–48 hours. Funding after approval can happen as fast as the same business day depending on the lender and equipment.
No application fee. No obligation to accept any offer we present. You don't pay us anything unless a deal funds — we're paid a fee by the lender at closing.
Takes 2 minutes. No obligation. We'll come back with real options — not a rejection letter.
Fill this out and Aubrey will personally review your application.
"We needed a second excavator fast — a big contract came in and we didn't have time to wait on the bank. AB Funding had options in front of us within 48 hours and we were funded before the job started."